Financial Education Seminars
Thousands have attended and been helped by DFCU’s Financial Education Seminar Series since the program was created in 1999. All seminars are free to members and potential members, and are scheduled from 6:30 – 8:00 p.m. unless otherwise stated. For a complete schedule and seminar descriptions, review the sections below.
After you register for a webinar, you will receive a confirmation email containing a link to join the presentation. If you don’t receive the confirmation email in your inbox within a few minutes of registering, please check your junk email folder as it may have been routed there.
To register for a seminar, select from the topics below and click the link to register for the online session.
Financial Webinars
Medicare planning can be stressful. There are many plans to choose from and a lot of advice being offered.
This presentation will go a long way in helping you understand your options. We start by reviewing the basics and then walk you through the entire Medicare system and process. We cap off the presentation with a valuable Q&A session where you can have your questions answered by a Michigan-based insurance agency that works exclusively in the Medicare space. We’ll discuss:
- Original Medicare vs Medicare Advantage
- Steps for transitioning coverage
- Coverage options and cost
- Missteps as you transition from workplace coverage
Medicare 101 Online Webinar Sessions
To register, click the date below.
During our Medicare Missteps seminar, we’ll build upon the information presented in our Medicare 101 seminar.
Medicare is a complex topic with plenty of opportunities for the average consumer to take a wrong turn. In this presentation we’ll expand the discussion beyond what is presented in Medicare 101. We will cover some of the most common missteps people make with Medicare and how to avoid them. We’ll discuss:
- The enrollment process & differences in plan coverage
- Proper selection: Original Medicare or Medicare Advantage
- Pre-existing conditions
- Transitioning from workplace coverage
Medicare Missteps Online Webinars
To register, click the date below.
Retirement comes with a lot of questions, many of which are about how retirees should handle their Social Security benefits. During this seminar, we’ll answer the following questions:
- Taking Social Security early vs. later
- Important survivor benefits for a remaining spouse
- Maximizing tax strategies
- The impact working will have on your benefit
Social Security Online Webinars
To register, click the date below.
So you’re retired (or getting ready to). What now? Is the lifestyle you’ve grown accustomed to a thing of the past? Attend our Wealth Management webinar to learn how to plan for and live a sustainable lifestyle throughout retirement. We’ll discuss:
- Common financial retirement mistakes
- Financial tools at your disposal
- How Roth conversions are used to reduce taxes
- Strategic approaches to current economic conditions
Wealth Retention Online Webinars
To register, click the date below.
Thanks to the miracles of modern medicine and technology, many seniors enjoy an invigorating lifestyle, full of travel and excitement. Unfortunately, as the years pass, these questions begin to arise:
- Achieving the greatest quality of care without going bankrupt
- What can be done legally to protect assets
- The differences between alternative care options
- Options for how to pay for your care
Fortunately, alternatives to traditional nursing homes have emerged. To pay for these services, however, many seniors quickly go through their entire life savings and assets—unnecessarily. Whether you are concerned about preserving your own assets or those of an aging or ill parent, our Elder Law seminar will help you understand how to mitigate or eliminate these costs.
Elder Law Online Webinars
To register, click the date below.
Estate planning is a task we often avoid for too long or until it’s too late, but the right time to start planning for your future is now. Whether you’re in your 20s or nearing retirement, you’ll benefit from our Estate Planning Seminar as we explain the process and how you and your family can most effectively navigate it.
This doesn’t have to be a gloomy process and, in fact, it’s quite fulfilling to know you’ve taken the necessary steps to take care of loved ones. Not having an estate plan could leave personal decisions concerning your assets to be determined by the state in which you live, leaving your beneficiaries to face possible legal obstacles and unwelcome tax burdens.
- Why have an estate plan and when to update it
- Misconceptions about estate planning
- Dangers of not planning
- Avoiding legal obstacles and burdens
Estate Planning Online Webinars
To register, click the date below.
Many people mistakenly believe the secure retirements that prior generations enjoyed will naturally translate into one of their own. In fact, there is a new retirement reality we all must face. If we’re to adapt to this new reality, we have to take control of our own financial futures. Put yourself on track to enjoy a sustainable retirement. During this presentation, we’ll discuss:
- Housing cost – a real threat to retirement
- Rediscovering the “forgotten approach” to a successful retirement
- Identifying flaws in long-held financial “rules”
- Wealth-building tips
Retirement Readiness Online Webinars
To register, click the date below.
Healthy Credit, Healthy Life: Strengthening Your Credit Score the Smart Way
Building and maintaining a solid credit score is important and often difficult without a road map to guide you. This seminar will teach you:
- Obtaining your “true” FICO credit score
- Understanding FICO’s algorithm
- Important ratios impacting score
- Strategies to raise your credit score
Healthy Credit, Healthy Life Online Webinars
To register, click the date below.
Fiscal Fitness: Strategies for Financial Success
The foundation of any successful financial plan is a sound, realistic budget. During this seminar, we’ll discuss how to create a budget that incorporates a forgotten approach that made prior generations successful. Other topics include:
- Creating budgets to avoid debt
- How to determine the amount to spend on housing – be that renting or buying
- Determining the amount of credit you can afford
- Avoiding common financial mistakes
- Finding money to invest
- Wealth-building tips
Fiscal Fitness Online Webinars
To register, click the date below.
There’s a lot to take in when it comes to student loans. Whether you’re getting ready to start your college career, are currently enrolled, or are a graduate paying on your student loans now, our newest seminar will provide you with the information you need to make informed financial decisions. A college degree can dramatically influence your earning potential – but if you’ll be financing it with a student loan, don’t go in blind. Make sure you understand the impact it can have on your financial future. Topics explained:
- Things to consider before investing
- How to determine the amounts you can afford to borrow
- Pitfalls to avoid when repaying loans
- Forgiveness programs
Student Loans & Financial Freedom Online Webinars
To register, click the date below.
Unfortunately, there are unsavory individuals in this world who try to take advantage of others. And senior citizens remain a preferred target for many of them.
During this webinar, we’ll cover prevalent scams that prey on seniors and what to watch out for. We’ll share real-world examples and tips on how to identify fraudsters so you can protect yourself. We’ll discuss:
How prevalent the problem is
Common scams being run
The financial and other impacts
What to look out for
Senior Scams & Elder Fraud Online Webinars
Check back to see when our next webinar is scheduled.
Financial Health Made Easier
Keeping an eye on your finances is critical to being financially responsible and building wealth, but that’s easier said than done. We’ve made it simple to gain a 360° view of your financial health with our Money Management tool. Simply enroll, link your financial accounts and monitor them all from one place.
-
Set budgets and track spending
-
Categorize transactions
- Analyze net worth, and much more
Getting started is easy – just sign up for DFCU Online and activate the Money Management tool. Once activated, you can start linking your external accounts to view them alongside your DFCU accounts and get a complete picture of your finances.
Financial Wellness Tips & Tools
DFCU Financial
6 Tips for Establishing Business CreditCredit is at the center of any business' success. If you’re looking to build – or rebuild – your business credit, follow these six steps to success.
Learn More
DFCU Financial
5 Perks of Business Credit CardsWhen you need to purchase fuel, inventory, equipment, supplies, or other timely essentials, a dedicated...
Learn More
DFCU Financial
6 Business Banking BlundersIf you’re a busy entrepreneur, business banking solutions can help you gain operational efficiencies and...
Learn More
DFCU Financial
6 Tips for Establishing Business Credit
Credit is at the center of any business' success. If you’re looking to build – or rebuild – your business credit, follow these six steps to success.
Learn More
DFCU Financial
5 Perks of Business Credit Cards
When you need to purchase fuel, inventory, equipment, supplies, or other timely essentials, a dedicated...
Learn More
DFCU Financial
6 Business Banking Blunders
If you’re a busy entrepreneur, business banking solutions can help you gain operational efficiencies and...
Learn More
